What is group health insurance?
Group health insurance is a type of policy designed to cover a group of individuals under a single plan, most often the employees of a company or members of an organisation. Group health insurance plans play an important role in supporting employee well-being by providing financial security against medical costs.

One of the key advantages of group health insurance is its affordability. Compared to individual health insurance, the premium is usually lower, making it a cost-effective solution for both employers and employees.

Most group health insurance policies offer wide-ranging benefits. Coverage generally includes hospitalisation, surgical treatments, medicines, and even expenses incurred after hospital discharge for a certain period. Some plans also extend coverage to outpatient treatments, further enhancing their value.